Does homeowners insurance cover hurricane damage?

As beautiful as Florida is year-round in terms of its temperatures and its beaches, the unfortunate truth is that we also have our share of hurricanes. Consequently, if you own your own home, you need to make sure that you have the proper insurance to cover any...

What does renter’s insurance cover?

When you own a home in Florida, your mortgage lender usually requires that you get home insurance to protect its investment. If you rent, though, your landlord may or may not require you to have renter’s insurance. Typically, this is an option left up to you,...

5 ways to prevent drunk driving charges

A criminal conviction for driving under the influence of alcohol or drugs can be devastating. If a judge finds you guilty of drunk driving, you will face hefty fines, imprisonment and a driver license suspension. This is not even to mention how a criminal record can...

What are common bad faith tactics?

If your Florida home undergoes significant damage in a hurricane, flood or any other type of adverse incident, you rely on your homeowners’ insurance company to help cover the cost of damages. After all, that is what you pay the company to do. Unfortunately,...

What is whiplash?

Whiplash is a common injury when it comes to motor vehicle accidents. While it can be minor in some instances, other people experience lasting effects that greatly diminish their quality of life. The Mayo Clinic explains whiplash, why it occurs, and how it can be...

What to know about general liability insurance

If you or someone you know takes an injury on the property of a Florida business, be aware that the business might approach you with an offer to cover the medical costs with their general liability insurance. According to Chron.com, this form of insurance is used for...

I Lost Everything in the Hurricane, I need Help

“I lost everything in the Hurricane” “I don’t understand the Insurance Claim Process” “I need Help…” After a disastrous loss like a hurricane, you may feel a variety of emotions wash over you: fear, anger, sadness, worry, etc. These feelings can be overwhelming. You...

Insurance Policy Mistakes to Avoid

You spend a lot of money on insurance to protect your home. Being caught short because you did not understand how your policy works is very common. But rest assured. The Colucci Law Group is here to help you navigate through the rough waters of Insurance coverage. The...