Helpful Tips For Weathering Hurricane Season

With its warm and favorable climate, Florida is in many ways an ideal place to live and work. However, the state’s coastal location makes it susceptible to hurricanes, which inflict considerable damage each year. If you own a Florida home or business, it is crucial to protect your property during hurricane season.

The [nap_names id=”FIRM-NAME-Colucci Law Group”] can help you safeguard your property against severe weather. We understand the realities of hurricane season, and we routinely help clients prepare for the worst. Below are some tips that could prove useful if a hurricane strikes your property.

1. Establish A Home Inventory

Create a comprehensive inventory of your belongings. Thoroughly document each room in your home or business with photographs, video and detailed notes that outline the value of your property. While this is often a significant undertaking, it can prove invaluable when filing an insurance claim. For your convenience, we can provide an inventory list that allows you to document a complete list of your valuable possessions.

2. Prepare A Stock Of Emergency Supplies

Emergency supplies can prove lifesaving in the aftermath of a hurricane. An ample supply of fresh water (one gallon per person per day) and nonperishable food (enough for five days) is critical. It is also important to have a first aid kit, flashlights, batteries and small tools such as can openers and wrenches. Keep your important insurance policy documents in an accessible, waterproof container.

3. Protect Your Home

If a storm is imminent, do what you can to protect your property. Hurricane shutters or thick pieces of plywood can cover windows and exposed areas. Remove any weak tree limbs or other vulnerable landscaping to reduce dangerous debris. Consider designating a safe area of your home to congregate in should you and your family be unable to evacuate.

4. Be ready to evacuate

If you need to leave your property on short notice, small preparations can go a long way. Plan your exit route in advance to ensure that you are out of the area as soon as possible. Pack valuable documentation such as insurance cards, passports, Social Security cards and your property deed.

5. Review your insurance coverage

Assess your home or commercial property insurance to ensure that you have adequate coverage. Verify that your policy covers damages for the current value of your property. If your coverage is insufficient, consult with your insurance agent to adjust your policy. Flood insurance and windstorm coverage are also sound investments, but they cannot always be purchased when a storm is approaching.

The Colucci Law Group Can Help You Prepare

If you have questions about hurricane preparation, or if a recent storm has damaged your home or business, we can help. To arrange for a free consultation, call our Dunedin office at [nap_phone id=”LOCAL-REGULAR-NUMBER-Phone”], or our Panama City office at 850-542-1111. You can also reach our office via email. We represent clients throughout Florida.