Dealing with an insurance adjuster can be nerve-racking. For most people, this is an extremely rare occurrence. Because of this, you may not know how to properly deal with an insurance adjuster in a way that ensures you get the best claim possible.
If you’re worried about dealing with an insurance adjuster, we’ve got you covered. Below is information about what insurance adjusters do, tips for dealing with an adjuster, and what you can do if your insurance provider decides to deny your legitimate claim in bad faith.
The Role of Insurance Adjusters
Insurance adjusters assess and determine the extent of the insurance company’s liability for a claim. They investigate claims, evaluate damages, and negotiate settlements.
While insurance adjusters play a crucial role in the claim process, it’s important to remember their primary allegiance lies with the insurance company—not you. Because of this, they may try to find ways around paying your full claim (or paying your claim at all!).
Tips for Before and During the Adjuster’s Visit
Before the adjuster’s visit, it’s important to meticulously document any damage that has occurred by taking photos and shooting videos. You’ll also want to prepare a comprehensive list of losses. This not only ensures a smoother assessment process but also strengthens your claim’s validity.
Effective communication with your insurance adjuster during their visit is key. Be honest, provide detailed information, and maintain a record of all interactions to avoid discrepancies.
In order to negotiate your claim and ensure you get the best payout possible, consider hiring Colucci Law Group. We help clients file their property insurance claims and work with insurance providers to help ensure our clients get the best payout possible.
What Should I Do if My Insurance Provider Denies My Claim in Bath Faith?
If you have been honest with the insurance adjuster, filed your claim properly, provided evidence, and submitted your claim on time, your insurance provider owes you money. If they decide to deny your claim in bad faith, reach out to Colucci Law Group for support.
Colucci Law Group consists of legal experts who provide clients with support to fight bad faith claim denials. We will provide you with an outstanding property insurance lawyer to represent you in a suit against your insurance provider. We are also able to file your claim for you and defend your rights, so you get the settlement that you deserve.
For more information about our property insurance legal services, reach out today. We’d be happy to help you to file your claim or represent you in a lawsuit against your insurance provider.
If you suspect that you are the victim of a bad faith insurance claim denial, we can help. The Colucci Law Group has the resources to assess the validity of your claim at no cost to you. For a free consultation, email us or call our Dunedin office at 727-733-9438. You may also call our Fort Myers office at 239-378-7800. Our team assists victims of bad-faith insurance claims across the state of Florida.