What is the Difference Between a Public Adjuster and an Attorney?
If your property has sustained any form of damage, you’ll need to take an inventory of the damage that has occurred and file an insurance claim.
Once you file a claim, your insurance company will send an insurance adjuster to inspect your home. They will look at the damage and provide your insurance company with an estimate of the cost of the damage. From there, the insurance company will make its decision of whether they are going to pay the full amount, pay less, or not pay at all.
If your insurance company is paying you less than what you are owed or they are refusing your claim, you’ll want to hire an attorney. In order to make sure a proper inspection is performed (which will better allow you to combat the insurance company), you may want to consider hiring a public adjuster.
What is the Difference Between a Public Adjuster and an Attorney?
A public adjuster is not an attorney. Instead of bringing the case to court for you, a public adjuster will help to determine the amount of damage done to the property and how much is actually owed. If it is more than what the insurance company determined, you can use the evidence provided by the public adjuster in court. They are also able to take inventory, gather evidence of damage, and even file for you.
Can You (and Should You) Hire Both?
You can work with both a public adjuster and an attorney for your claim. While public adjusters can help with collecting information about the damage to your property and file for you, if there is a bad faith claim denial, you’ll need an attorney to fight it in court.
Reach Out to Colucci Law Group to Fight a Bad Faith Claim Denial
If you have filed a claim and your insurance company refuses to pay you the amount you are owed, reach out to Colucci Law Group. We will provide you with the legal support you need to combat the bad faith claim denial. We can also work with your public adjuster to get you the best settlement possible.
If you need help filing your claim, let us know! We are able to help you with filing and will fight on your behalf to get you the best settlement possible.
If you suspect that you are the victim of a bad faith insurance claim denial, reach out today. The Colucci Law Group has the resources to assess the validity of your claim at no cost to you. For a free consultation, email us or call our Clearwater office at 727-733-9438. You may also call our Panama City office at 850-542-1111 .
Our team assists victims of bad faith insurance claims across the state of Florida.