You may have heard of “La Nina,” and you may be aware that this event affects the hurricane season. But what exactly is La Nina? And what does it mean for the 2024 storm season? 

Below is some helpful information about La Nina, how you can better prepare for hurricane season, and what your options are should your property insurance provider deny your hurricane damage claim in bad faith.

What is La Nina?

USA Today does a great job outlining what La Nina is and its effects:

“La Niña, a pattern of cooler waters along the equator in the Pacific Ocean, often leads to more active hurricane seasons. It tends to reduce vertical wind shear over the Atlantic and allow budding tropical storms to build the high cloud structures that can supercharge their energy.”

So, what does this mean for the 2024 hurricane season?

The article goes on the say:

“The latest forecast puts the chances for a La Niña arriving by the heart of hurricane season at 75% or greater, Zierden [Florida State climatologist David Zierden] said. As a result, he expects the seasonal forecasts from Colorado State University and NOAA to call for a very active season.”

The WPBF 25 2024 Hurricane Season Forecast states:

“…based on our coming off of a strong El Niño pattern and switching over to La Niña, our forecast for overall activity this Hurricane Season calls for an above-average season. This includes 16-20 Named Storms, 8-10 Hurricanes, and 3-5 Major Hurricanes.”

Hurricane Preparation Tips

In order to prepare for a hurricane, consider the tips below:

  • Checking your insurance coverage and making sure everything is up-to-date
  • Purchasing non-perishable food and water
  • Purchasing pet food and supplies
  • Purchasing diapers and baby formula
  • Safely storing documents in a waterproof container
  • Preparing your roof, shutters, windows, and more
  • Taking photos of your home before any storms in case you need them when filing a claim
  • Taking out cash in case you need to travel
  • Purchasing a first-aid kit
  • Ensuring you have a reasonable supply of any medications you are taking

Can I Combat a Bad-Faith Claim Denial?

Yes! If you file properly and on time, your insurance provider owes you money. If they refuse to pay you and deny your claim in bad faith, reach out to Colucci Law Group for support. 

Colucci Law Group consists of legal experts who provide clients with support to fight bad faith claim denials. We will provide you with an expert property insurance lawyer to represent you in a suit against your insurance provider. We are also able to file your claim for you and defend your rights, so you get the settlement that you deserve. 

For more information about our property insurance legal services, reach out today. We’d be happy to help you to file your claim or represent you in a lawsuit against your insurance provider. 

If you suspect that you are the victim of a bad faith insurance claim denial, we can help. The Colucci Law Group has the resources to assess the validity of your claim at no cost to you. For a free consultation, email us or call our Dunedin office at 727-733-9438. You may also call our Fort Myers office at 239-378-7800. Our team assists victims of bad-faith insurance claims across the state of Florida.