It’s getting to that time of year when houses are decorated, cheer is in the air, and the possibility of a house fire goes up. Then there is storm damage, theft, and more…

This October, celebrate Halloween by not only putting spooky ghost stickers in the window but also by completing a checklist of items that will help you to prevent future property damage.

Below are some things you can check to make sure your property is ready for the holidays…

Exterior Checklist

Here are some tasks you’ll want to proactively complete to ensure the exterior of your property is safe and damage-free:

  • Inspect your roof (including shingles and debris)
  • Clean your gutters (remove leaves and twigs)
  • Check your downspout and clear obstructions
  • Remove debris like branches from your yard
  • Make sure decorations are properly secured

Interior Checklist

Here are a few things inside of your house that you can check:

  • Check that your smoke and carbon monoxide alarms work
  • Have a professional inspect and clean your furnace or heat pump
  • Check your plumbing or hire a plumber to check for leaks
  • Shut off any holiday lights before bed or set a timer
  • Blow out any candles when not using them

Checking Your Insurance

What better time than now to review your policy and see if there need to be any changes made?

Consider any changes that may have happened to your home since the last time you adjusted your policy. Did you complete any renovations? Is there anything valuable you have recently purchased that you want covered in case of theft?

It’s good to review your policy from time to time. You’d be surprised how much can change in the interim!

What If My Insurance Company Denies My Insurance Claim?

Hopefully, if you go through the checklist above you should avoid damage to your property. With that said, accidents still happen, and (living in Florida) a storm can come out of nowhere and destroy your property. If damage has recently occurred and your insurance provider is trying to avoid paying your legitimate claim, reach out to Colucci Law Group for support.

Colucci Law Group consists of legal experts who provide clients with support to fight bad faith claim denials. We will provide you with an outstanding property insurance lawyer to represent you in a suit against your insurance provider. We are also able to file your claim for you and defend your rights, so you get the settlement that you deserve.

For more information about our property insurance legal services, reach out today. We’d be happy to help you to file your claim or represent you in a lawsuit against your insurance provider.

If you suspect that you are the victim of a bad-faith insurance claim denial, we can help. The Colucci Law Group has the resources to assess the validity of your claim at no cost to you. For a free consultation, email us or call our Dunedin office at 727-733-9438. You may also call our Fort Myers office at 239-378-7800. Our team assists victims of bad-faith insurance claims across the state of Florida.