It’s no secret that insurance providers can take a long time to pay out claims. With that said, there are some proactive things you can do to keep the ball rolling and ensure your claim gets paid out in a reasonable time (and in full).
Here are some tips for staying on top of the status of your 2024 property insurance claims…
- Stay Organized
It’s very important—from day 1 of filing your insurance claim—to stay organized. This means keeping track of both your physical and electronic correspondences. If you haven’t kept everything tidy, now is as good a time as ever to gather all of the documentation you have received. This will help you to track it moving forward and ensure your insurance provider isn’t making errors.
If your insurance provider offers an online portal, make sure you save your password and other sign-in information in a safe place. Always use unique passwords to avoid fallout from a data breach.
- Maintain a Claim Calander
You should mark important dates on your calendar, such as deadlines for submissions, scheduled inspections, settlement timelines and more. Also, set reminders to follow up when necessary.
- Be Proactive
Don’t wait around for your insurance company to reach out to you. They may try to wait you out for quite a while. Instead, keep up with your provider about your claim. If you are well organized and have maintained a calendar, it will be much easier to prove what they have told you (or even promised you) along the way.
- Seek Help When Needed
2024 was a bad year for hurricanes and in an ideal world, your insurance provider will have paid your claim in full and on time. In the real world, though, insurance providers sometimes not only drag their feet, but even deny insurance claims in bad faith. If your claim has been denied in bad faith, reach out to Colucci Law Group for support.
Colucci Law Group consists of legal experts who provide clients with support to fight bad faith claim denials. We will provide you with an outstanding property insurance lawyer to represent you in a suit against your insurance provider. We are also able to file your claim for you and defend your rights, so you get the settlement that you deserve.
For more information about our property insurance legal services, reach out today. We’d be happy to help you to file your claim or represent you in a lawsuit against your insurance provider.
If you suspect that you are the victim of a bad-faith insurance claim denial, we can help. The Colucci Law Group has the resources to assess the validity of your claim at no cost to you. For a free consultation, email us or call our Dunedin office at 727-733-9438. You may also call our Fort Myers office at 239-378-7800. Our team assists victims of bad-faith insurance claims across the state of Florida.