The hurricane season this year was horrible, with incredible levels of destruction. There was massive flooding, property damage, and even death. In the wake of this disaster, though, comes rebuilding. This includes filing an insurance claim to repair the damage that occurred to your property.
It’s extremely important to file your claim properly and on time after such devastating storms. For the best results, you’ll definitely want to try to file the claim before the year ends.
But what does this look like? And is help available?
Steps for Filing Your Insurance Claim
There are a few steps that you’ll want to take when filing your claim. These include:
- Review your policy: It’s important to go over your policy in detail before filing your claim to better understand what is and isn’t covered. You should know your coverage limits, deductibles, and exclusions. This will help to ensure the process goes smoothly.
- Document the damage: The more detailed you are in documenting the damage, the better the chances that you’ll get a proper payout. Make a thorough list and take plenty of photos and videos of the damage to your property.
- Ensure the adjustor is thorough: This is very important, especially after such a bad hurricane season. Your adjustor may be in a rush and may not be thorough. Make sure they are taking their time and reviewing everything in detail. Also, make sure you have your documentation ready when they come to visit.
Getting Help
Filing an insurance claim can be daunting. Most people go their entire lives without filing a claim, and it can be easy to make a mistake or miss something. For support with properly filing your insurance claim, reach out to Colucci Law Group for support. We help clients to properly and expertly file their insurance claims to help ensure they get the best payout possible.
What If My Insurance Company Denies My Claim in Bad Faith?
After such a horrendous storm season, you would think insurance providers would be doing everything they can to help those in need. Sadly, this isn’t always the case. Sometimes insurance companies will try and get out of paying by denying a claim in bad faith. If you believe you are a victim of bad-faith claim denial, reach out to Colucci Law Group for support.
Colucci Law Group consists of legal experts who provide clients with support to fight bad faith claim denials. We will provide you with an outstanding property insurance lawyer to represent you in a suit against your insurance provider. We are also able to file your claim for you and defend your rights, so you get the settlement that you deserve.
For more information about our property insurance legal services, reach out today. We’d be happy to help you to file your claim or represent you in a lawsuit against your insurance provider.
If you suspect that you are the victim of a bad-faith insurance claim denial, we can help. The Colucci Law Group has the resources to assess the validity of your claim at no cost to you. For a free consultation, email us or call our Dunedin office at 727-733-9438. You may also call our Fort Myers office at 239-378-7800. Our team assists victims of bad-faith insurance claims across the state of Florida.