There are so many amazing things to be thankful for. Friends, family, a wonderful home…
While this time of year is the perfect time to show your love and gratitude, it is also a particularly troublesome time when it comes to fires. There are a lot of fire hazards that come with Thanksgiving season.
Here are some fire hazards you should look out for and how to avoid them, along with information about whether or not homeowners insurance covers fires and what you can do if your insurance provider decides to deny your claim in bad faith.
Thanksgiving Fire Hazards and How You Can Avoid Them
Here are some of the most common Thanksgiving fire hazards and some steps you can take to avoid a disaster over the holidays…
Stoves and Ovens
With Thanksgiving comes all kinds of cooking. Mashed potatoes, cornbread, and (of course) turkey. To stay safe while cooking your favorite Thanksgiving meal, make sure you:
- Set a timer when you are baking
- Watch whatever you are cooking
- Keep flammable objects away from your stove
- Have a fire extinguisher available
Candles
Candles create a warm and inviting atmosphere. They can also lead to a fire spreading throughout your house. Make sure you:
- Put out your candles if you leave your house
- Put your candles out before you go to bed
- Keep candles away from flammable objects
Holiday Lights
Some people like to get an early start on putting up their Holiday lights. If you choose to put up lights early, make sure to:
- Not overload extension cords
- Check for frayed wires
- Make sure any cords you use outside are meant for outdoor use
- Turn off your lights before going to bed or leaving the house; consider a timer
Does Homeowners Insurance Cover Thanksgiving Fire Damage?
No matter what time of the year, an accident can occur that leads to major damage to your property (due to a fire).
Thankfully, most homeowners insurance covers fires. While this is the case, you need to review your homeowners insurance policy to figure out what is and isn’t covered (along with when it is covered).
If a fire occurs and you need any help filing your claim, reach out to Colucci Law Group. We will help you to review your policy and fill out your paperwork to help ensure you get the best payout possible.
What If My Insurance Provider Decides to Deny My Claim?
While the holidays are a time of giving and helping others, not all insurance providers see it that way. Your insurance company may decide to deny your legitimate claim in bad faith. If this is the case, reach out to Colucci Law Group for support.
Colucci Law Group consists of legal experts who provide clients with support to fight bad faith claim denials. We will provide you with an outstanding property insurance lawyer to represent you in a suit against your insurance provider. We are also able to file your claim for you and defend your rights, so you get the settlement that you deserve.
For more information about our property insurance legal services, reach out today. We’d be happy to help you to file your claim or represent you in a lawsuit against your insurance provider.
If you suspect that you are the victim of a bad faith insurance claim denial, we can help. The Colucci Law Group has the resources to assess the validity of your claim at no cost to you. For a free consultation, email us or call our Dunedin office at 727-733-9438. You may also call our Fort Myers office at 239-378-7800. Our team assists victims of bad-faith insurance claims across the state of Florida.