Hurricane season comes with a lot of potential disasters. Because of this, you’ll want to make sure you have a strong medical safety plan in place to ensure the safety of your family, pets, and yourself.
But what should be in this medical safety plan? What supplies will be needed? And what should you do if your property has been damaged and you need to contact your insurance provider?
Below are some tips for an outstanding medical safety plan, along with what you can do to get the most out of your hurricane insurance property damage claim.
Your Medical Safety Plan
There are quite a few supplies you’ll want to gather for your medical safety—all of which should be part of your medical safety plan. You’ll also want to know where you can go in case you need shelter or medical support.
Below are some of the top considerations for your medical safety plan:
Water
Even if you end up surrounded by water, you won’t be able to drink any of it! Instead, you need a source of fresh water (in case you lose access to drinkable water). Make sure you purchase plenty of bottled water before a storm. Also, consider filling your bathtub and sinks before the storm to have some extra water you can use to brush your teeth, bathe, and flush your toilet.
Food
During a bad storm, there’s a good chance you won’t have access to food (besides what you’ve stored). Here are some food products you should purchase before an emergency:
- Canned foods
- Powdered milk
- Juice
- Protein bars
- Cereal
- Granola bars
- Peanut butter
Baby Supplies
Make sure you have plenty of baby formula, diapers, wipes, and any other supplies you’ll need for your baby. You don’t want to try and go out on a diaper run when it’s really coming down!
Medical Supplies and Medications
Injuries can happen during an emergency, and it may be a while before you can get the help you need. Purchase bandages, gauze, over-the-counter pain medication, antibiotic cream, and a stocked first-aid kit. If you take medication, see if you can get an extended supply and make sure you aren’t running low.
You’ll also want to make sure you have your COVID-19 vaccination records, any important medical documents, and your pet’s vet records.
Personal Care Products
While you are at the store grabbing supplies, get some deodorant, feminine products, sanitizer, toilet paper, soap, toothpaste, floss, and other daily-use products. You’ll also want to pick up some tools, a crank or battery-powered radio, and crank or battery-powered flashlights.
Pet Supplies
Pick up some extra pet food, and even put some in baggies in case you need to flee your home. Also have toys, a bowl, and more ready in case you have to evacuate.
Look for Shelters and Medical Centers Beforehand
If you need to evacuate your home, you don’t want to frantically try to find somewhere to go. The same goes for if you suffer an injury during your trip. Look for shelters and medical centers in advance so you know where you can go if things get bad enough.
What About Insurance?
A really bad storm will likely cause destruction to your property. If this happens, you’ll need to contact your insurance provider to report the damages and file a claim. It’s very important you file this claim immediately and have plenty of evidence ready in case your claim comes into question. Take photos and videos of the damage and take detailed notes about what was damaged. Keep records of all communications with your insurance provider, and even record phone calls for your records.
When preparing to file your claim, consider contacting an expert attorney—like those employed by Colucci Law Group. We will help you to properly file your claim and ensure you get the payout you are owed.
What If My Insurance Company Doesn’t Want to Pay?
Most of the time, if you file your claim properly, your insurance company will pay you what you are owed. If they decide to deny your claim in bad faith, though, don’t give up! Instead, contact Colucci Law Group and hire an expert property insurance attorney.
Colucci Law Group consists of legal experts that provide clients with support to fight bad faith claim denials. We will provide you with an experienced, excellent property insurance lawyer to represent you in a suit against your insurance provider. We are also able to file your claim for you and defend your rights, so you get the settlement that you deserve.
For more information about our property insurance legal services, reach out today. We’d be happy to help you to file your claim or represent you in a lawsuit against your insurance provider.
If you suspect that you are the victim of a bad faith insurance claim denial, we can help. The Colucci Law Group has the resources to assess the validity of your claim at no cost to you. For a free consultation, email us or call our Dunedin office at 727-733-9438. You may also call our Fort Myers office at 239-378-7800. Our team assists victims of bad-faith insurance claims across the state of Florida.