If you are like most people, you rarely (if ever) file insurance claims. Because of this, you may end up making some mistakes along the way. While mistakes can happen, your insurance provider may decide to pounce on these mistakes and deny your claim. The fewer mistakes you can make, the better.
Here are some common mistakes that you can avoid when filing your property damage claim.
Mistake #1: Not Filing on Time
It’s very important to file your claim on time. Often, policies give you a reasonable amount of time to gather the evidence you need and file. Make sure you check your policy to see what your filing window looks like and try to file earlier rather than later. With that said, you don’t want to fall into the next mistake while trying to file on time…
Mistake #2: Not Being Thorough with Your Documentation
It’s extremely important to be as thorough as possible when filing your claim. The more details, the better. This means making a comprehensive list of the damages, along with taking photos and shooting videos of the damages. If you have documentation from before the incident that you can present, that’s even better.
Mistake #3: Not Keeping Detailed Records of Your Correspondences
Make sure you are keeping detailed records when you are communicating with your insurance provider. This will involve you holding onto any mail you receive, making copies of any documentation you provide, saving emails, and possibly even recording phone calls.
Mistake #4: Not Seeking Professional Advice
While some people are able to properly file their claims without any errors, many insurance policyholders have trouble with the process. To ensure your claim is filed properly, consider reaching out to Colucci Law Group for support. Our experts will help you to properly file your claim and make sure it is paid.
What If My Insurance Provider Denies My Claim in Bad Faith
If you have avoided the common mistakes listed above, your insurance provider should pay your claim in full. If they decide to pay you less than what you are owed or deny your claim entirely in bad faith, reach out to Colucci Law Group for support.
Colucci Law Group consists of legal experts who provide clients with support to fight bad faith claim denials. We will provide you with an outstanding property insurance lawyer to represent you in a suit against your insurance provider. We are also able to file your claim for you and defend your rights, so you get the settlement that you deserve.
For more information about our property insurance legal services, reach out today. We’d be happy to help you to file your claim or represent you in a lawsuit against your insurance provider.
If you suspect that you are the victim of a bad-faith insurance claim denial, we can help. The Colucci Law Group has the resources to assess the validity of your claim at no cost to you. For a free consultation, email us or call our Dunedin office at 727-733-9438. You may also call our Fort Myers office at 239-378-7800. Our team assists victims of bad-faith insurance claims across the state of Florida.