In an ideal world, your insurance provider would be honest, open, and upfront. In reality, insurance companies want to save money. To do so, they find ways to deny claims—often in bad faith.
If you are worried about your insurance provider denying your claim in bad faith, here are 5 signs you can look out for:
- Lowballing
This is one of the most obvious signs that your insurance provider is acting in bad faith. If you’ve done the math, you know about how much you are owed. If your insurance provider is trying to pay you less, they are likely acting in bad faith.
- Outright Denials
If you have filed your claim on time and properly, you are owed compensation. With that said, they may try to deny your claim by applying exclusions that aren’t applicable, misinterpreting your policy, or any other (wrongful) reason they may give. If you know that you are owed compensation and they don’t want to pay, they are likely acting in bad faith.
- Poor Communications
Insurance providers will sometimes string people along and stall. They may also slow down the process of payment. This is a bad-faith measure intended to cause confusion and underpay their clients.
- Improper Communication
Your insurance provider may try to bully you, mislead you, ignore you, or otherwise communicate poorly. Don’t let them confuse or bully you out of your settlement.
- Lazy Investigation
Your insurance provider may not be thorough when investigating and may ignore or dismiss legitimate evidence. This leads to them paying you less than what you are owed.
Tips for Avoiding Bad Faith Claim Denials
Here are some tips to avoid bad faith claim denials:
- Gather evidence. Make sure you take photos and videos, along with writing out lists of any damage that has happened to your property.
- Save your Messages. Whether it be emails, physical mail, or even phone calls, keep records of your correspondence so they can’t trip you up or lie about their communications with you.
- Reach out to Colucci Law Group for support with filing your property insurance claim. In order to make sure your claim is filed properly, consider reaching out to Colucci Law Group. Our legal experts can help you to file your claim properly and get the best results possible.
What Do I Do If My Insurance Provider Denies My Claim in Bad Faith?
If you have filed properly and your insurance provider is acting in bad faith, reach out to Colucci Law Group for support in combating the bad faith claim denial.
Colucci Law Group consists of legal experts who provide clients with support to fight bad faith claim denials. We will provide you with an outstanding property insurance lawyer to represent you in a suit against your insurance provider. We are also able to file your claim for you and defend your rights, so you get the settlement that you deserve.
For more information about our property insurance legal services, reach out today. We’d be happy to help you to file your claim or represent you in a lawsuit against your insurance provider.
If you suspect that you are the victim of a bad-faith insurance claim denial, we can help. The Colucci Law Group has the resources to assess the validity of your claim at no cost to you. For a free consultation, email us or call our Dunedin office at 727-733-9438. You may also call our Fort Myers office at 239-378-7800. Our team assists victims of bad-faith insurance claims across the state of Florida.