Many people long to live in Florida due to the lovely climate and beautiful scenery. While the environment is a big perk for any Floridian, there is also the reality that the state is likely to experience hurricanes on a somewhat regular basis. Fortunately, many of these storms can be weathered without causing significant damage but there are times when damage to a home is all but inevitable. This is one of the reasons that carrying good homeowner’s insurance or renter’s insurance is so important.
As explained by U.S. News and World Report, there are important things that any person should know about when they are faced with the need to file an insurance claim after a hurricane or a resulting flood. One of the things a homeowner or resident should do is go to their home as soon as it is safe to do so and take as many pictures as they possibly can. The photos will provide valuable documentation to be shared with the insurer in support of the claim. Where possible, these pictures should show objective details. For example, using a ruler in a close-up shot of standing water can document just how many inches of water accumulated.
It is important for consumers also to take steps to prevent further loss. They will want to keep all receipts for any costs related to this.
If you would like to learn more about how you may get the right level of help that you need from your insurance company after you have experienced a hurricane or a flood, please feel free to visit the insurance policies and natural disaster page of our Florida insurance website.